Call reports 2015
TD BANK USA, NATIONAL ASSOCIATION — 2015
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,482,439,000 | 17,380,269,000 | 19,099,295,000 | 19,730,958,000 |
| Total loans | 5,053,552,000 | 5,053,102,000 | 5,036,271,000 | 8,133,950,000 |
| Allowance for loan losses | 327,046,000 | 334,257,000 | 349,440,000 | 402,849,000 |
| Securities available for sale | 5,424,028,000 | 5,374,902,000 | 5,975,954,000 | 4,795,226,000 |
| Securities held to maturity | 8,372,000 | 8,372,000 | 5,586,000 | 5,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,566,919,000 | 15,530,017,000 | 17,169,767,000 | 17,869,416,000 |
| Interest-bearing deposits | 15,557,250,000 | 15,521,328,000 | 17,161,093,000 | 17,843,938,000 |
| Noninterest-bearing deposits | 9,669,000 | 8,689,000 | 8,673,000 | 25,478,000 |
| Equity capital | 1,667,800,000 | 1,656,535,000 | 1,646,046,000 | 1,595,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 323,164,000 | 624,514,000 | 935,729,000 | 1,324,956,000 |
| Interest expense | 996,000 | 1,965,000 | 2,950,000 | 155,942,000 |
| Net interest income | 322,168,000 | 622,549,000 | 932,779,000 | 1,169,014,000 |
| Noninterest income | 19,137,000 | 40,949,000 | 62,750,000 | 115,699,000 |
| Noninterest expense | 265,404,000 | 491,943,000 | 731,297,000 | 929,023,000 |
| Provision for loan losses | 33,126,000 | 91,968,000 | 149,294,000 | 254,509,000 |
| Pretax income | 42,775,000 | 79,587,000 | 120,142,000 | 112,002,000 |
| Income tax | 11,816,000 | 22,430,000 | 34,149,000 | 26,565,000 |
| Net income | 30,959,000 | 57,157,000 | 85,993,000 | 85,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,604,111,000 | 1,601,712,000 | 1,583,775,000 | 1,554,657,000 |
| Total capital | 1,677,699,000 | 1,675,554,000 | 1,658,363,000 | 1,670,127,000 |
| Risk-weighted assets | 5,625,903,000 | 5,639,299,000 | 5,674,552,000 | 8,933,340,000 |