Call reports 2013
TD BANK USA, NATIONAL ASSOCIATION — 2013
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 14,684,617,000 | 16,099,467,000 | 15,770,652,000 | 16,073,895,000 |
| Total loans | 5,554,916,000 | 5,542,876,000 | 5,627,593,000 | 6,029,202,000 |
| Allowance for loan losses | 19,987,000 | 98,927,000 | 174,345,000 | 259,185,000 |
| Securities available for sale | 7,360,365,000 | 6,825,827,000 | 8,118,008,000 | 7,715,419,000 |
| Securities held to maturity | 19,516,000 | 19,516,000 | 16,730,000 | 16,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,452,223,000 | 14,490,423,000 | 14,069,460,000 | 14,525,700,000 |
| Interest-bearing deposits | 12,443,830,000 | 14,482,974,000 | 14,062,005,000 | 14,517,643,000 |
| Noninterest-bearing deposits | 8,393,000 | 7,449,000 | 7,454,000 | 8,057,000 |
| Equity capital | 1,244,621,000 | 1,250,352,000 | 1,291,209,000 | 1,320,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 116,487,000 | 472,525,000 | 853,392,000 | 1,229,839,000 |
| Interest expense | 1,331,000 | 2,483,000 | 3,519,000 | 4,506,000 |
| Net interest income | 115,156,000 | 470,042,000 | 849,873,000 | 1,225,333,000 |
| Noninterest income | 17,450,000 | 37,336,000 | 57,461,000 | 73,062,000 |
| Noninterest expense | 89,707,000 | 342,182,000 | 607,683,000 | 864,617,000 |
| Provision for loan losses | 18,667,000 | 97,607,000 | 173,025,000 | 257,865,000 |
| Pretax income | 35,588,000 | 78,945,000 | 137,982,000 | 187,269,000 |
| Income tax | 11,983,000 | 28,099,000 | 49,168,000 | 65,285,000 |
| Net income | 23,605,000 | 50,846,000 | 88,814,000 | 121,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,039,983,000 | 1,074,468,000 | 1,114,600,000 | 1,149,941,000 |
| Total capital | 1,060,189,000 | 1,150,801,000 | 1,190,716,000 | 1,233,226,000 |
| Risk-weighted assets | 6,094,888,000 | 6,083,823,000 | 5,990,858,000 | 6,486,823,000 |