Call reports 2012
TD BANK USA, NATIONAL ASSOCIATION — 2012
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 12,517,081,000 | 12,571,901,000 | 13,033,439,000 | 15,025,882,000 |
| Total loans | 1,282,303,000 | 1,223,985,000 | 1,182,787,000 | 317,317,000 |
| Allowance for loan losses | 1,573,000 | 1,527,000 | 1,378,000 | 1,320,000 |
| Securities available for sale | 9,908,006,000 | 9,162,893,000 | 8,882,072,000 | 8,473,512,000 |
| Securities held to maturity | 25,088,000 | 25,088,000 | 22,302,000 | 22,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,570,870,000 | 10,724,030,000 | 11,086,851,000 | 13,194,490,000 |
| Interest-bearing deposits | 10,567,472,000 | 10,719,590,000 | 11,085,328,000 | 13,190,798,000 |
| Noninterest-bearing deposits | 3,397,000 | 4,440,000 | 1,523,000 | 3,692,000 |
| Equity capital | 1,251,616,000 | 1,255,441,000 | 1,257,981,000 | 1,254,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 77,208,000 | 149,571,000 | 219,467,000 | 281,691,000 |
| Interest expense | 2,750,000 | 4,729,000 | 6,133,000 | 7,497,000 |
| Net interest income | 74,458,000 | 144,842,000 | 213,334,000 | 274,194,000 |
| Noninterest income | -3,179,000 | -4,778,000 | -8,449,000 | -687,000 |
| Noninterest expense | 55,696,000 | 111,772,000 | 168,748,000 | 218,899,000 |
| Provision for loan losses | -77,000 | -123,000 | -213,000 | -271,000 |
| Pretax income | 15,660,000 | 28,874,000 | 38,181,000 | 56,710,000 |
| Income tax | 5,320,000 | 9,532,000 | 13,046,000 | 18,572,000 |
| Net income | 10,340,000 | 19,342,000 | 25,135,000 | 38,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,089,292,000 | 1,098,293,000 | 1,104,087,000 | 1,117,090,000 |
| Total capital | 1,090,994,000 | 1,099,990,000 | 1,105,621,000 | 1,118,566,000 |
| Risk-weighted assets | 622,975,000 | 717,130,000 | 671,015,000 | 497,928,000 |