Call reports 2009
TD BANK USA, NATIONAL ASSOCIATION — 2009
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 24,406,501,000 | 28,954,355,000 | 33,919,344,000 | 10,063,018,000 |
| Total loans | 1,904,668,000 | 1,907,913,000 | 2,788,570,000 | 1,866,801,000 |
| Allowance for loan losses | 692,000 | 770,000 | 1,596,000 | 2,338,000 |
| Securities available for sale | 17,824,541,000 | 21,937,872,000 | 23,134,613,000 | 6,820,572,000 |
| Securities held to maturity | 41,804,000 | 41,804,000 | 39,018,000 | 39,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,564,589,000 | 26,287,357,000 | 30,962,063,000 | 5,582,843,000 |
| Interest-bearing deposits | 21,561,649,000 | 26,285,718,000 | 30,960,744,000 | 5,581,179,000 |
| Noninterest-bearing deposits | 2,940,000 | 1,639,000 | 1,320,000 | 1,664,000 |
| Equity capital | 2,152,369,000 | 2,355,858,000 | 2,440,336,000 | 1,382,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 218,922,000 | 452,899,000 | 718,590,000 | 950,589,000 |
| Interest expense | 6,117,000 | 18,630,000 | 35,706,000 | 50,777,000 |
| Net interest income | 212,805,000 | 434,269,000 | 682,884,000 | 899,812,000 |
| Noninterest income | 1,000 | 11,597,000 | 28,446,000 | 580,165,000 |
| Noninterest expense | 146,093,000 | 294,856,000 | 450,872,000 | 613,421,000 |
| Provision for loan losses | 0 | 8,000 | 679,000 | 1,419,000 |
| Pretax income | 66,713,000 | 151,002,000 | 270,249,000 | 1,083,709,000 |
| Income tax | 23,778,000 | 53,964,000 | 96,875,000 | 390,709,000 |
| Net income | 42,935,000 | 97,038,000 | 173,374,000 | 693,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,538,588,000 | 1,893,198,000 | 1,838,531,000 | 1,249,158,000 |
| Total capital | 1,539,280,000 | 1,893,968,000 | 1,840,258,000 | 1,251,809,000 |
| Risk-weighted assets | 3,094,048,000 | 3,666,282,000 | 4,062,072,000 | 819,699,000 |