Call reports 2008
TD BANK USA, NATIONAL ASSOCIATION — 2008
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,437,681,000 | 17,329,254,000 | 19,800,540,000 | 21,710,672,000 |
| Total loans | 31,446,000 | 30,025,000 | 31,061,000 | 1,055,808,000 |
| Allowance for loan losses | 590,000 | 749,000 | 611,000 | 691,000 |
| Securities available for sale | 13,266,782,000 | 11,711,395,000 | 10,150,822,000 | 13,728,618,000 |
| Securities held to maturity | 90,523,000 | 67,311,000 | 64,732,000 | 44,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,031,006,000 | 15,237,715,000 | 17,362,146,000 | 19,030,061,000 |
| Interest-bearing deposits | 16,028,937,000 | 15,235,489,000 | 17,357,996,000 | 19,028,416,000 |
| Noninterest-bearing deposits | 2,069,000 | 2,226,000 | 4,150,000 | 1,645,000 |
| Equity capital | 1,475,920,000 | 1,219,805,000 | 1,233,509,000 | 1,837,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 201,550,000 | 394,469,000 | 581,461,000 | 761,228,000 |
| Interest expense | 20,050,000 | 29,344,000 | 38,918,000 | 50,950,000 |
| Net interest income | 181,500,000 | 365,125,000 | 542,543,000 | 710,278,000 |
| Noninterest income | 227,000 | 224,000 | 241,000 | 284,000 |
| Noninterest expense | 158,723,000 | 317,384,000 | 483,705,000 | 650,635,000 |
| Provision for loan losses | -40,000 | -40,000 | -179,000 | -259,000 |
| Pretax income | 23,044,000 | 48,005,000 | 66,083,000 | 67,011,000 |
| Income tax | 8,610,000 | 17,257,000 | 23,547,000 | 23,507,000 |
| Net income | 14,434,000 | 30,748,000 | 42,536,000 | 43,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,016,585,000 | 1,032,900,000 | 1,044,685,000 | 1,245,655,000 |
| Total capital | 1,017,175,000 | 1,033,649,000 | 1,045,296,000 | 1,246,346,000 |
| Risk-weighted assets | 1,484,694,000 | 1,540,010,000 | 1,268,919,000 | 2,116,020,000 |