Call reports 2005
TD BANK USA, NATIONAL ASSOCIATION — 2005
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,935,835,000 | 11,082,562,000 | 10,918,116,000 | 10,449,476,000 |
| Total loans | 25,599,000 | 27,557,000 | 29,795,000 | 26,805,000 |
| Allowance for loan losses | 600,000 | 600,000 | 670,000 | 664,000 |
| Securities available for sale | 7,970,344,000 | 8,621,058,000 | 8,018,387,000 | 7,350,014,000 |
| Securities held to maturity | 2,816,984,000 | 2,294,180,000 | 1,932,116,000 | 2,920,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,302,097,000 | 9,241,385,000 | 9,077,987,000 | 9,024,472,000 |
| Interest-bearing deposits | 9,300,060,000 | 9,239,792,000 | 9,070,204,000 | 9,022,741,000 |
| Noninterest-bearing deposits | 2,037,000 | 1,593,000 | 7,783,000 | 1,730,000 |
| Equity capital | 602,160,000 | 623,675,000 | 646,553,000 | 673,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 62,920,000 | 138,620,000 | 226,061,000 | 322,650,000 |
| Interest expense | 20,201,000 | 47,054,000 | 75,178,000 | 104,333,000 |
| Net interest income | 42,719,000 | 91,566,000 | 150,883,000 | 218,317,000 |
| Noninterest income | 2,089,000 | 4,184,000 | 6,312,000 | 12,616,000 |
| Noninterest expense | 23,116,000 | 46,899,000 | 70,536,000 | 93,920,000 |
| Provision for loan losses | 4,000 | 13,000 | 99,000 | 98,000 |
| Pretax income | 21,594,000 | 48,744,000 | 86,466,000 | 136,821,000 |
| Income tax | 8,310,000 | 18,628,000 | 32,966,000 | 52,101,000 |
| Net income | 13,284,000 | 30,116,000 | 53,500,000 | 84,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 610,115,000 | 626,949,000 | 650,344,000 | 681,564,000 |
| Total capital | 610,715,000 | 627,549,000 | 651,014,000 | 682,228,000 |
| Risk-weighted assets | 919,814,000 | 749,872,000 | 836,824,000 | 843,291,000 |