Call reports 2003
TD BANK USA, NATIONAL ASSOCIATION — 2003
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,773,149,000 | 6,680,877,000 | 6,806,888,000 | 7,467,332,000 |
| Total loans | 48,341,000 | 46,524,000 | 43,153,000 | 42,633,000 |
| Allowance for loan losses | 1,633,000 | 1,708,000 | 1,704,000 | 1,759,000 |
| Securities available for sale | 4,277,997,000 | 4,629,571,000 | 4,542,760,000 | 4,962,491,000 |
| Securities held to maturity | 2,402,038,000 | 1,951,641,000 | 2,179,296,000 | 2,367,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,568,329,000 | 5,726,521,000 | 5,854,238,000 | 6,121,043,000 |
| Interest-bearing deposits | 5,566,317,000 | 5,715,895,000 | 5,853,310,000 | 6,115,285,000 |
| Noninterest-bearing deposits | 2,012,000 | 10,626,000 | 928,000 | 5,758,000 |
| Equity capital | 336,971,000 | 347,882,000 | 350,890,000 | 382,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,193,000 | 42,159,000 | 60,867,000 | 79,828,000 |
| Interest expense | 3,379,000 | 6,775,000 | 8,278,000 | 9,789,000 |
| Net interest income | 17,814,000 | 35,384,000 | 52,589,000 | 70,039,000 |
| Noninterest income | 533,000 | 979,000 | 1,446,000 | 6,744,000 |
| Noninterest expense | 13,503,000 | 27,825,000 | 42,320,000 | 61,956,000 |
| Provision for loan losses | 383,000 | 662,000 | 905,000 | 1,120,000 |
| Pretax income | 4,448,000 | 7,863,000 | 10,797,000 | 13,693,000 |
| Income tax | 1,646,000 | 2,909,000 | 3,995,000 | 5,066,000 |
| Net income | 2,802,000 | 4,954,000 | 6,802,000 | 8,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,494,000 | 348,645,000 | 350,493,000 | 382,318,000 |
| Total capital | 338,127,000 | 350,353,000 | 352,197,000 | 384,077,000 |
| Risk-weighted assets | 663,373,000 | 546,433,000 | 598,399,000 | 649,341,000 |