Call reports 2002
TD BANK USA, NATIONAL ASSOCIATION — 2002
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,909,473,000 | 5,814,249,000 | 5,776,325,000 | 5,935,949,000 |
| Total loans | 50,646,000 | 48,678,000 | 50,718,000 | 51,751,000 |
| Allowance for loan losses | 912,000 | 676,000 | 958,000 | 1,531,000 |
| Securities available for sale | 4,397,357,000 | 4,353,435,000 | 3,948,346,000 | 4,341,693,000 |
| Securities held to maturity | 1,090,075,000 | 1,229,309,000 | 1,561,242,000 | 1,509,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,408,210,000 | 5,304,370,000 | 5,276,820,000 | 5,443,220,000 |
| Interest-bearing deposits | 5,391,444,000 | 5,303,368,000 | 5,275,967,000 | 5,441,029,000 |
| Noninterest-bearing deposits | 16,766,000 | 1,002,000 | 853,000 | 2,191,000 |
| Equity capital | 321,374,000 | 326,123,000 | 330,788,000 | 334,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 28,676,000 | 57,088,000 | 85,041,000 | 110,388,000 |
| Interest expense | 9,038,000 | 17,640,000 | 25,830,000 | 30,278,000 |
| Net interest income | 19,638,000 | 39,448,000 | 59,211,000 | 80,110,000 |
| Noninterest income | 538,000 | 1,094,000 | 1,658,000 | 2,197,000 |
| Noninterest expense | 15,770,000 | 29,891,000 | 43,704,000 | 57,389,000 |
| Provision for loan losses | 11,000 | 31,000 | 560,000 | 1,347,000 |
| Pretax income | 4,559,000 | 10,604,000 | 16,589,000 | 22,977,000 |
| Income tax | 1,687,000 | 3,923,000 | 6,138,000 | 8,502,000 |
| Net income | 2,872,000 | 6,681,000 | 10,451,000 | 14,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 322,088,000 | 325,896,000 | 329,667,000 | 333,691,000 |
| Total capital | 323,000,000 | 326,572,000 | 330,625,000 | 335,222,000 |
| Risk-weighted assets | 533,550,000 | 415,528,000 | 544,908,000 | 489,845,000 |