Call reports 2001
GREERS FERRY LAKE STATE BANK — 2001
What GREERS FERRY LAKE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,262,000 | 54,175,000 | 54,490,000 | 55,006,000 |
| Total loans | 32,871,000 | 35,537,000 | 34,875,000 | 34,862,000 |
| Allowance for loan losses | 331,000 | 333,000 | 343,000 | 346,000 |
| Securities available for sale | 5,394,000 | 4,446,000 | 5,990,000 | 10,145,000 |
| Securities held to maturity | 6,462,000 | 7,144,000 | 5,940,000 | 2,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,890,000 | 44,805,000 | 45,173,000 | 45,819,000 |
| Interest-bearing deposits | 40,754,000 | 41,576,000 | 41,611,000 | 41,782,000 |
| Noninterest-bearing deposits | 3,136,000 | 3,229,000 | 3,562,000 | 4,037,000 |
| Equity capital | 4,272,000 | 4,325,000 | 4,334,000 | 4,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,957,000 | 2,930,000 | 3,827,000 |
| Interest expense | 586,000 | 1,179,000 | 1,757,000 | 2,280,000 |
| Net interest income | 382,000 | 778,000 | 1,173,000 | 1,547,000 |
| Noninterest income | 74,000 | 155,000 | 242,000 | 324,000 |
| Noninterest expense | 291,000 | 571,000 | 847,000 | 1,169,000 |
| Provision for loan losses | 9,000 | 14,000 | 24,000 | 36,000 |
| Pretax income | 156,000 | 348,000 | 544,000 | 666,000 |
| Income tax | 59,000 | 99,000 | 138,000 | 222,000 |
| Net income | 97,000 | 249,000 | 406,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,200,000 | 4,257,000 | 4,268,000 | 4,111,000 |
| Total capital | 4,531,000 | 4,590,000 | 4,611,000 | 4,457,000 |
| Risk-weighted assets | 33,777,000 | 35,754,000 | 35,078,000 | 34,830,000 |