Call reports 2024
FIRST NATIONAL BANK OF IZARD COUNTY — 2024
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 209,462,000 | 211,109,000 | 218,921,000 | 216,345,000 |
| Total loans | 98,425,000 | 100,694,000 | 106,616,000 | 107,854,000 |
| Allowance for loan losses | 1,172,000 | 1,171,000 | 1,167,000 | 1,079,000 |
| Securities available for sale | 61,807,000 | 59,336,000 | 61,158,000 | 59,578,000 |
| Securities held to maturity | 2,869,000 | 2,429,000 | 2,430,000 | 2,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,693,000 | 145,130,000 | 151,420,000 | 150,107,000 |
| Interest-bearing deposits | 101,749,000 | 101,063,000 | 103,192,000 | 106,323,000 |
| Noninterest-bearing deposits | 42,944,000 | 44,067,000 | 48,228,000 | 43,784,000 |
| Equity capital | 61,954,000 | 63,067,000 | 64,601,000 | 63,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,513,000 | 5,242,000 | 8,055,000 | 10,958,000 |
| Interest expense | 509,000 | 1,065,000 | 1,643,000 | 2,269,000 |
| Net interest income | 2,004,000 | 4,177,000 | 6,412,000 | 8,689,000 |
| Noninterest income | 417,000 | 795,000 | 1,162,000 | 1,538,000 |
| Noninterest expense | 1,248,000 | 2,426,000 | 3,629,000 | 6,060,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,173,000 | 2,546,000 | 3,945,000 | 4,167,000 |
| Income tax | 150,000 | 350,000 | 650,000 | 1,000,000 |
| Net income | 1,023,000 | 2,196,000 | 3,295,000 | 3,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,067,000 | 68,239,000 | 68,338,000 | 68,210,000 |