Call reports 2023
FIRST NATIONAL BANK OF IZARD COUNTY — 2023
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 199,251,000 | 199,101,000 | 200,739,000 | 205,450,000 |
| Total loans | 87,923,000 | 91,947,000 | 94,797,000 | 95,153,000 |
| Allowance for loan losses | 1,189,000 | 1,186,000 | 1,181,000 | 1,179,000 |
| Securities available for sale | 63,704,000 | 63,430,000 | 62,786,000 | 64,737,000 |
| Securities held to maturity | 3,452,000 | 3,288,000 | 3,058,000 | 3,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,491,000 | 137,727,000 | 139,169,000 | 141,791,000 |
| Interest-bearing deposits | 91,744,000 | 91,293,000 | 95,574,000 | 99,495,000 |
| Noninterest-bearing deposits | 46,747,000 | 46,434,000 | 43,595,000 | 42,296,000 |
| Equity capital | 58,523,000 | 59,022,000 | 59,143,000 | 61,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,388,000 | 6,707,000 | 9,174,000 |
| Interest expense | 156,000 | 367,000 | 675,000 | 1,084,000 |
| Net interest income | 1,960,000 | 4,021,000 | 6,032,000 | 8,090,000 |
| Noninterest income | 551,000 | 869,000 | 1,121,000 | 1,688,000 |
| Noninterest expense | 1,155,000 | 2,315,000 | 3,414,000 | 5,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,356,000 | 2,575,000 | 3,739,000 | 4,056,000 |
| Income tax | 150,000 | 300,000 | 475,000 | 660,000 |
| Net income | 1,206,000 | 2,275,000 | 3,264,000 | 3,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,854,000 | 64,923,000 | 65,912,000 | 66,044,000 |