Call reports 2022
FIRST NATIONAL BANK OF IZARD COUNTY — 2022
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 204,248,000 | 210,346,000 | 207,514,000 | 201,356,000 |
| Total loans | 76,003,000 | 79,063,000 | 81,048,000 | 85,952,000 |
| Allowance for loan losses | 1,076,000 | 1,067,000 | 1,063,000 | 1,166,000 |
| Securities available for sale | 55,266,000 | 56,414,000 | 61,854,000 | 62,940,000 |
| Securities held to maturity | 5,102,000 | 4,572,000 | 4,282,000 | 4,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,945,000 | 150,405,000 | 148,172,000 | 142,797,000 |
| Interest-bearing deposits | 98,280,000 | 104,776,000 | 104,455,000 | 96,721,000 |
| Noninterest-bearing deposits | 44,665,000 | 45,629,000 | 43,717,000 | 46,076,000 |
| Equity capital | 59,052,000 | 57,491,000 | 56,821,000 | 56,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,429,000 | 5,352,000 | 7,440,000 |
| Interest expense | 74,000 | 145,000 | 225,000 | 312,000 |
| Net interest income | 1,715,000 | 3,284,000 | 5,127,000 | 7,128,000 |
| Noninterest income | 303,000 | 714,000 | 1,099,000 | 1,519,000 |
| Noninterest expense | 1,132,000 | 2,274,000 | 3,387,000 | 5,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 899,000 | 1,737,000 | 2,852,000 | 3,166,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 500,000 |
| Net income | 749,000 | 1,437,000 | 2,402,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,335,000 | 63,023,000 | 63,384,000 | 62,648,000 |