Call reports 2021
FIRST NATIONAL BANK OF IZARD COUNTY — 2021
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 192,643,000 | 198,984,000 | 201,246,000 | 202,685,000 |
| Total loans | 73,877,000 | 75,984,000 | 75,395,000 | 76,301,000 |
| Allowance for loan losses | 693,000 | 691,000 | 677,000 | 1,080,000 |
| Securities available for sale | 44,493,000 | 44,861,000 | 51,017,000 | 54,378,000 |
| Securities held to maturity | 9,122,000 | 7,767,000 | 6,252,000 | 5,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,814,000 | 135,059,000 | 136,735,000 | 139,359,000 |
| Interest-bearing deposits | 88,886,000 | 92,565,000 | 92,582,000 | 95,651,000 |
| Noninterest-bearing deposits | 40,928,000 | 42,494,000 | 44,153,000 | 43,708,000 |
| Equity capital | 60,557,000 | 61,596,000 | 62,125,000 | 61,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,985,000 | 4,537,000 | 6,037,000 |
| Interest expense | 90,000 | 180,000 | 262,000 | 336,000 |
| Net interest income | 1,369,000 | 2,805,000 | 4,275,000 | 5,701,000 |
| Noninterest income | 309,000 | 775,000 | 1,314,000 | 1,749,000 |
| Noninterest expense | 911,000 | 1,957,000 | 3,147,000 | 4,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 771,000 | 1,628,000 | 2,447,000 | 2,137,000 |
| Income tax | 100,000 | 250,000 | 400,000 | 655,000 |
| Net income | 671,000 | 1,378,000 | 2,047,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,025,000 | 61,732,000 | 62,150,000 | 61,586,000 |