Call reports 2020
FIRST NATIONAL BANK OF IZARD COUNTY — 2020
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 170,912,000 | 180,966,000 | 178,735,000 | 182,240,000 |
| Total loans | 76,205,000 | 75,908,000 | 75,737,000 | 72,583,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 689,000 |
| Securities available for sale | 24,901,000 | 20,499,000 | 34,805,000 | 42,406,000 |
| Securities held to maturity | 20,319,000 | 17,002,000 | 13,922,000 | 11,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,815,000 | 118,208,000 | 115,454,000 | 119,427,000 |
| Interest-bearing deposits | 78,495,000 | 79,662,000 | 79,998,000 | 82,703,000 |
| Noninterest-bearing deposits | 30,319,000 | 38,546,000 | 35,455,000 | 36,723,000 |
| Equity capital | 59,525,000 | 60,145,000 | 60,723,000 | 60,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,199,000 | 4,735,000 | 6,223,000 |
| Interest expense | 190,000 | 358,000 | 485,000 | 590,000 |
| Net interest income | 1,459,000 | 2,841,000 | 4,250,000 | 5,633,000 |
| Noninterest income | 259,000 | 491,000 | 750,000 | 1,027,000 |
| Noninterest expense | 996,000 | 1,989,000 | 2,973,000 | 4,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 770,000 | 1,462,000 | 2,156,000 | 1,964,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 465,000 |
| Net income | 620,000 | 1,162,000 | 1,706,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,475,000 | 60,017,000 | 60,561,000 | 60,354,000 |