Call reports 2019
FIRST NATIONAL BANK OF IZARD COUNTY — 2019
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 167,051,000 | 168,099,000 | 165,175,000 | 168,485,000 |
| Total loans | 74,252,000 | 74,635,000 | 75,279,000 | 75,821,000 |
| Allowance for loan losses | 401,000 | 393,000 | 387,000 | 503,000 |
| Securities available for sale | 32,372,000 | 33,202,000 | 31,085,000 | 30,121,000 |
| Securities held to maturity | 26,382,000 | 25,827,000 | 24,577,000 | 23,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,992,000 | 107,624,000 | 103,915,000 | 107,254,000 |
| Interest-bearing deposits | 77,187,000 | 76,965,000 | 75,492,000 | 78,862,000 |
| Noninterest-bearing deposits | 30,805,000 | 30,659,000 | 28,423,000 | 28,392,000 |
| Equity capital | 56,457,000 | 57,813,000 | 58,670,000 | 58,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,297,000 | 4,992,000 | 6,677,000 |
| Interest expense | 164,000 | 338,000 | 519,000 | 710,000 |
| Net interest income | 1,453,000 | 2,959,000 | 4,473,000 | 5,967,000 |
| Noninterest income | 259,000 | 538,000 | 814,000 | 1,133,000 |
| Noninterest expense | 937,000 | 1,887,000 | 2,849,000 | 4,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 775,000 | 1,610,000 | 2,473,000 | 2,532,000 |
| Income tax | 250,000 | 375,000 | 500,000 | 405,000 |
| Net income | 525,000 | 1,235,000 | 1,973,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,253,000 | 57,963,000 | 58,701,000 | 58,854,000 |
| Total capital | 57,654,000 | 58,356,000 | 59,088,000 | 59,357,000 |
| Risk-weighted assets | 87,545,000 | 87,475,000 | 87,516,000 | 87,995,000 |