Call reports 2018
FIRST NATIONAL BANK OF IZARD COUNTY — 2018
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 162,589,000 | 162,137,000 | 161,690,000 | 163,841,000 |
| Total loans | 71,390,000 | 72,152,000 | 73,269,000 | 73,794,000 |
| Allowance for loan losses | 420,000 | 414,000 | 412,000 | 408,000 |
| Securities available for sale | 30,630,000 | 31,309,000 | 30,993,000 | 31,302,000 |
| Securities held to maturity | 28,988,000 | 30,162,000 | 30,096,000 | 29,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,717,000 | 103,720,000 | 102,952,000 | 106,249,000 |
| Interest-bearing deposits | 73,891,000 | 73,046,000 | 74,094,000 | 76,634,000 |
| Noninterest-bearing deposits | 30,826,000 | 30,674,000 | 28,858,000 | 29,615,000 |
| Equity capital | 55,563,000 | 56,125,000 | 56,457,000 | 55,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,160,000 | 4,775,000 | 6,376,000 |
| Interest expense | 77,000 | 159,000 | 275,000 | 419,000 |
| Net interest income | 1,415,000 | 3,001,000 | 4,500,000 | 5,957,000 |
| Noninterest income | 282,000 | 588,000 | 865,000 | 1,142,000 |
| Noninterest expense | 1,048,000 | 2,029,000 | 2,984,000 | 4,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 649,000 | 1,560,000 | 2,381,000 | 2,472,000 |
| Income tax | 150,000 | 325,000 | 555,000 | 500,000 |
| Net income | 499,000 | 1,235,000 | 1,826,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,754,000 | 57,491,000 | 58,082,000 | 56,728,000 |
| Total capital | 57,174,000 | 57,905,000 | 58,494,000 | 57,136,000 |
| Risk-weighted assets | 85,022,000 | 85,184,000 | 86,208,000 | 86,663,000 |