Call reports 2017
FIRST NATIONAL BANK OF IZARD COUNTY — 2017
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,036,000 | 162,686,000 | 162,840,000 | 162,560,000 |
| Total loans | 69,367,000 | 68,623,000 | 71,194,000 | 70,387,000 |
| Allowance for loan losses | 510,000 | 496,000 | 539,000 | 422,000 |
| Securities available for sale | 21,467,000 | 25,734,000 | 29,033,000 | 28,637,000 |
| Securities held to maturity | 30,490,000 | 30,282,000 | 29,470,000 | 30,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,176,000 | 104,933,000 | 104,580,000 | 104,892,000 |
| Interest-bearing deposits | 75,726,000 | 74,978,000 | 74,952,000 | 74,950,000 |
| Noninterest-bearing deposits | 29,450,000 | 29,955,000 | 29,628,000 | 29,942,000 |
| Equity capital | 54,609,000 | 55,412,000 | 55,979,000 | 55,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,858,000 | 4,346,000 | 5,968,000 |
| Interest expense | 72,000 | 140,000 | 213,000 | 292,000 |
| Net interest income | 1,339,000 | 2,718,000 | 4,133,000 | 5,676,000 |
| Noninterest income | 279,000 | 583,000 | 870,000 | 1,191,000 |
| Noninterest expense | 950,000 | 1,911,000 | 2,818,000 | 4,516,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 669,000 | 1,391,000 | 2,190,000 | 2,256,000 |
| Income tax | 170,000 | 320,000 | 470,000 | 600,000 |
| Net income | 499,000 | 1,071,000 | 1,720,000 | 1,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,099,000 | 55,671,000 | 56,321,000 | 56,256,000 |
| Total capital | 55,609,000 | 56,167,000 | 56,860,000 | 56,678,000 |
| Risk-weighted assets | 84,854,000 | 83,002,000 | 84,045,000 | 83,431,000 |