Call reports 2015
FIRST NATIONAL BANK OF IZARD COUNTY — 2015
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,771,000 | 160,347,000 | 159,072,000 | 161,076,000 |
| Total loans | 69,211,000 | 69,451,000 | 70,378,000 | 70,605,000 |
| Allowance for loan losses | 522,000 | 521,000 | 520,000 | 519,000 |
| Securities available for sale | 24,393,000 | 25,465,000 | 29,844,000 | 26,721,000 |
| Securities held to maturity | 29,164,000 | 29,989,000 | 30,201,000 | 29,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,597,000 | 106,786,000 | 104,468,000 | 106,658,000 |
| Interest-bearing deposits | 78,706,000 | 78,462,000 | 75,954,000 | 76,919,000 |
| Noninterest-bearing deposits | 26,891,000 | 28,324,000 | 28,514,000 | 29,739,000 |
| Equity capital | 50,890,000 | 51,132,000 | 52,353,000 | 52,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,774,000 | 4,282,000 | 5,851,000 |
| Interest expense | 74,000 | 149,000 | 222,000 | 296,000 |
| Net interest income | 1,257,000 | 2,625,000 | 4,060,000 | 5,555,000 |
| Noninterest income | 250,000 | 533,000 | 819,000 | 1,032,000 |
| Noninterest expense | 859,000 | 1,689,000 | 2,516,000 | 4,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 664,000 | 1,486,000 | 2,385,000 | 2,608,000 |
| Income tax | 225,000 | 450,000 | 475,000 | 625,000 |
| Net income | 439,000 | 1,036,000 | 1,910,000 | 1,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,061,000 | 51,657,000 | 52,532,000 | 52,605,000 |
| Total capital | 51,583,000 | 52,178,000 | 53,052,000 | 53,124,000 |
| Risk-weighted assets | 84,766,000 | 85,591,000 | 86,070,000 | 86,852,000 |