Call reports 2013
FIRST NATIONAL BANK OF IZARD COUNTY — 2013
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 147,378,000 | 147,944,000 | 147,734,000 | 148,693,000 |
| Total loans | 66,783,000 | 66,695,000 | 68,240,000 | 71,054,000 |
| Allowance for loan losses | 479,000 | 463,000 | 478,000 | 479,000 |
| Securities available for sale | 18,809,000 | 20,436,000 | 20,462,000 | 20,317,000 |
| Securities held to maturity | 29,458,000 | 29,837,000 | 31,684,000 | 33,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,354,000 | 98,830,000 | 98,652,000 | 99,702,000 |
| Interest-bearing deposits | 74,853,000 | 75,417,000 | 75,578,000 | 76,566,000 |
| Noninterest-bearing deposits | 23,501,000 | 23,413,000 | 23,074,000 | 23,136,000 |
| Equity capital | 46,716,000 | 46,778,000 | 46,881,000 | 46,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,940,000 | 4,485,000 | 6,039,000 |
| Interest expense | 91,000 | 178,000 | 260,000 | 338,000 |
| Net interest income | 1,372,000 | 2,762,000 | 4,225,000 | 5,701,000 |
| Noninterest income | 245,000 | 582,000 | 849,000 | 1,108,000 |
| Noninterest expense | 896,000 | 1,732,000 | 2,545,000 | 3,907,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 721,000 | 1,620,000 | 2,540,000 | 2,917,000 |
| Income tax | 225,000 | 425,000 | 580,000 | 800,000 |
| Net income | 496,000 | 1,195,000 | 1,960,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,773,000 | 47,471,000 | 48,237,000 | 48,393,000 |
| Total capital | 47,252,000 | 47,934,000 | 48,715,000 | 48,872,000 |
| Risk-weighted assets | 79,635,000 | 79,755,000 | 81,575,000 | 84,604,000 |