Call reports 2009
FIRST NATIONAL BANK OF IZARD COUNTY — 2009
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 136,981,000 | 137,225,000 | 137,911,000 | 138,947,000 |
| Total loans | 70,714,000 | 76,154,000 | 80,270,000 | 80,583,000 |
| Allowance for loan losses | 781,000 | 786,000 | 629,000 | 730,000 |
| Securities available for sale | 22,819,000 | 16,408,000 | 19,238,000 | 18,890,000 |
| Securities held to maturity | 10,334,000 | 10,297,000 | 10,991,000 | 11,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,556,000 | 97,477,000 | 97,210,000 | 98,290,000 |
| Interest-bearing deposits | 78,457,000 | 77,198,000 | 78,458,000 | 79,467,000 |
| Noninterest-bearing deposits | 19,099,000 | 20,279,000 | 18,752,000 | 18,823,000 |
| Equity capital | 37,811,000 | 38,211,000 | 39,240,000 | 39,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,503,000 | 5,293,000 | 7,088,000 |
| Interest expense | 425,000 | 790,000 | 1,133,000 | 1,453,000 |
| Net interest income | 1,329,000 | 2,713,000 | 4,160,000 | 5,635,000 |
| Noninterest income | 260,000 | 530,000 | 806,000 | 1,135,000 |
| Noninterest expense | 758,000 | 1,496,000 | 2,259,000 | 3,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 839,000 | 1,755,000 | 2,714,000 | 3,125,000 |
| Income tax | 300,000 | 450,000 | 600,000 | 734,000 |
| Net income | 539,000 | 1,305,000 | 2,114,000 | 2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,744,000 | 38,510,000 | 39,319,000 | 39,595,000 |
| Total capital | 38,525,000 | 39,296,000 | 39,948,000 | 40,325,000 |
| Risk-weighted assets | 82,311,000 | 86,356,000 | 89,259,000 | 89,583,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF IZARD COUNTY — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.