Call reports 2007
FIRST NATIONAL BANK OF IZARD COUNTY — 2007
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,485,000 | 127,178,000 | 128,265,000 | 130,715,000 |
| Total loans | 64,711,000 | 64,935,000 | 65,949,000 | 71,597,000 |
| Allowance for loan losses | 664,000 | 664,000 | 665,000 | 614,000 |
| Securities available for sale | 29,938,000 | 31,792,000 | 33,882,000 | 30,628,000 |
| Securities held to maturity | 7,176,000 | 7,626,000 | 8,606,000 | 9,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,182,000 | 92,474,000 | 92,548,000 | 94,583,000 |
| Interest-bearing deposits | 72,217,000 | 73,969,000 | 74,608,000 | 77,852,000 |
| Noninterest-bearing deposits | 16,965,000 | 18,505,000 | 17,940,000 | 16,731,000 |
| Equity capital | 33,219,000 | 33,800,000 | 34,792,000 | 35,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,876,000 | 5,910,000 | 8,025,000 |
| Interest expense | 629,000 | 1,274,000 | 1,926,000 | 2,614,000 |
| Net interest income | 1,269,000 | 2,602,000 | 3,984,000 | 5,411,000 |
| Noninterest income | 263,000 | 543,000 | 949,000 | 1,279,000 |
| Noninterest expense | 673,000 | 1,266,000 | 1,922,000 | 3,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 859,000 | 1,879,000 | 3,011,000 | 3,634,000 |
| Income tax | 225,000 | 535,000 | 865,000 | 1,218,000 |
| Net income | 634,000 | 1,344,000 | 2,146,000 | 2,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,475,000 | 34,185,000 | 34,987,000 | 35,257,000 |
| Total capital | 34,139,000 | 34,849,000 | 35,652,000 | 35,871,000 |
| Risk-weighted assets | 73,091,000 | 74,160,000 | 75,470,000 | 80,315,000 |