Call reports 2002
FIRST NATIONAL BANK OF IZARD COUNTY — 2002
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 110,158,000 | 111,284,000 | 109,357,000 | 113,039,000 |
| Total loans | 57,880,000 | 59,020,000 | 60,118,000 | 58,337,000 |
| Allowance for loan losses | 714,000 | 700,000 | 702,000 | 777,000 |
| Securities available for sale | 17,836,000 | 16,709,000 | 12,558,000 | 15,438,000 |
| Securities held to maturity | 12,097,000 | 12,160,000 | 11,826,000 | 11,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,538,000 | 86,852,000 | 84,455,000 | 87,861,000 |
| Interest-bearing deposits | 73,774,000 | 73,902,000 | 72,137,000 | 74,990,000 |
| Noninterest-bearing deposits | 12,764,000 | 12,950,000 | 12,318,000 | 12,871,000 |
| Equity capital | 23,167,000 | 24,019,000 | 24,543,000 | 24,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,322,000 | 4,893,000 | 6,419,000 |
| Interest expense | 580,000 | 1,069,000 | 1,518,000 | 1,941,000 |
| Net interest income | 1,110,000 | 2,253,000 | 3,375,000 | 4,478,000 |
| Noninterest income | 218,000 | 456,000 | 684,000 | 932,000 |
| Noninterest expense | 706,000 | 1,321,000 | 1,919,000 | 2,788,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 622,000 | 1,388,000 | 2,140,000 | 2,622,000 |
| Income tax | 151,000 | 191,000 | 416,000 | 546,000 |
| Net income | 471,000 | 1,197,000 | 1,724,000 | 2,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,207,000 | 23,933,000 | 24,460,000 | 24,812,000 |
| Total capital | 23,921,000 | 24,633,000 | 25,162,000 | 25,589,000 |
| Risk-weighted assets | 66,630,000 | 67,519,000 | 67,428,000 | 66,731,000 |