Call reports 2001
FIRST NATIONAL BANK OF IZARD COUNTY — 2001
What FIRST NATIONAL BANK OF IZARD COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,743,000 | 112,067,000 | 110,562,000 | 111,912,000 |
| Total loans | 56,403,000 | 57,057,000 | 56,571,000 | 56,799,000 |
| Allowance for loan losses | 723,000 | 721,000 | 722,000 | 658,000 |
| Securities available for sale | 14,253,000 | 18,534,000 | 21,398,000 | 20,667,000 |
| Securities held to maturity | 5,151,000 | 5,812,000 | 7,260,000 | 12,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,737,000 | 89,683,000 | 87,465,000 | 88,700,000 |
| Interest-bearing deposits | 73,809,000 | 77,619,000 | 75,558,000 | 76,518,000 |
| Noninterest-bearing deposits | 12,928,000 | 12,064,000 | 11,907,000 | 12,182,000 |
| Equity capital | 21,372,000 | 21,944,000 | 22,613,000 | 22,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 3,940,000 | 5,904,000 | 7,746,000 |
| Interest expense | 917,000 | 1,841,000 | 2,639,000 | 3,350,000 |
| Net interest income | 1,038,000 | 2,099,000 | 3,265,000 | 4,396,000 |
| Noninterest income | 261,000 | 545,000 | 770,000 | 1,020,000 |
| Noninterest expense | 557,000 | 1,113,000 | 1,690,000 | 2,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 742,000 | 1,531,000 | 2,345,000 | 2,843,000 |
| Income tax | 180,000 | 390,000 | 660,000 | 895,000 |
| Net income | 562,000 | 1,141,000 | 1,685,000 | 1,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,350,000 | 21,929,000 | 22,474,000 | 22,736,000 |
| Total capital | 22,073,000 | 22,650,000 | 23,196,000 | 23,394,000 |
| Risk-weighted assets | 61,174,000 | 62,327,000 | 62,537,000 | 65,912,000 |