Call reports 2025
FIRST COMMERCE BANK — 2025
What FIRST COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,581,983,000 | 1,689,642,000 | 1,709,669,000 | 1,794,322,000 |
| Total loans | 1,256,246,000 | 1,376,116,000 | 1,395,846,000 | 1,418,702,000 |
| Allowance for loan losses | 14,834,000 | 15,220,000 | 15,866,000 | 16,019,000 |
| Securities available for sale | 26,789,000 | 26,605,000 | 26,606,000 | 38,684,000 |
| Securities held to maturity | 151,259,000 | 153,614,000 | 145,802,000 | 125,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,211,571,000 | 1,258,684,000 | 1,293,773,000 | 1,344,819,000 |
| Interest-bearing deposits | 1,037,394,000 | 1,075,741,000 | 1,102,695,000 | 1,133,369,000 |
| Noninterest-bearing deposits | 174,177,000 | 182,943,000 | 191,078,000 | 211,450,000 |
| Equity capital | 167,216,000 | 168,419,000 | 170,766,000 | 174,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,458,000 | 42,197,000 | 66,310,000 | 91,632,000 |
| Interest expense | 11,837,000 | 24,102,000 | 37,202,000 | 49,852,000 |
| Net interest income | 8,621,000 | 18,095,000 | 29,108,000 | 41,780,000 |
| Noninterest income | 1,317,000 | 1,866,000 | 2,686,000 | 3,367,000 |
| Noninterest expense | 7,724,000 | 15,440,000 | 23,817,000 | 32,545,000 |
| Provision for loan losses | 13,000 | 414,000 | 1,059,000 | 1,352,000 |
| Pretax income | 2,131,000 | 3,726,000 | 6,730,000 | 11,007,000 |
| Income tax | 403,000 | 749,000 | 1,475,000 | 2,485,000 |
| Net income | 1,728,000 | 2,977,000 | 5,255,000 | 8,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,339,000 | 168,604,000 | 170,899,000 | 174,184,000 |
| Total capital | 182,870,000 | 184,832,000 | 187,580,000 | 191,074,000 |
| Risk-weighted assets | 1,375,616,000 | 1,496,303,000 | 1,537,151,000 | 1,550,420,000 |