Call reports 2024
FIRST COMMERCE BANK — 2024
What FIRST COMMERCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,452,486,000 | 1,467,517,000 | 1,476,252,000 | 1,551,125,000 |
| Total loans | 1,244,357,000 | 1,260,236,000 | 1,262,481,000 | 1,239,031,000 |
| Allowance for loan losses | 14,628,000 | 14,922,000 | 14,869,000 | 14,756,000 |
| Securities available for sale | 8,758,000 | 8,338,000 | 7,748,000 | 300,000 |
| Securities held to maturity | 61,510,000 | 74,183,000 | 74,085,000 | 112,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,120,370,000 | 1,117,790,000 | 1,110,124,000 | 1,185,525,000 |
| Interest-bearing deposits | 963,309,000 | 959,975,000 | 942,379,000 | 1,017,254,000 |
| Noninterest-bearing deposits | 157,061,000 | 157,815,000 | 167,745,000 | 168,271,000 |
| Equity capital | 172,781,000 | 173,967,000 | 167,366,000 | 168,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,051,000 | 38,844,000 | 58,994,000 | 78,666,000 |
| Interest expense | 10,811,000 | 22,261,000 | 34,047,000 | 45,752,000 |
| Net interest income | 8,240,000 | 16,583,000 | 24,947,000 | 32,914,000 |
| Noninterest income | 463,000 | 950,000 | 1,439,000 | 1,999,000 |
| Noninterest expense | 7,088,000 | 14,175,000 | 21,473,000 | 28,538,000 |
| Provision for loan losses | 124,000 | 384,000 | 423,000 | 292,000 |
| Pretax income | 1,608,000 | 3,050,000 | 4,551,000 | 5,831,000 |
| Income tax | 381,000 | 668,000 | 908,000 | 1,075,000 |
| Net income | 1,227,000 | 2,382,000 | 3,643,000 | 4,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,014,000 | 174,186,000 | 167,464,000 | 168,594,000 |
| Total capital | 188,138,000 | 189,644,000 | 182,884,000 | 183,977,000 |
| Risk-weighted assets | 1,273,779,000 | 1,306,334,000 | 1,315,837,000 | 1,298,787,000 |