Call reports 2023
FIRST COMMERCE BANK — 2023
What FIRST COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,382,231,000 | 1,426,003,000 | 1,429,003,000 | 1,436,138,000 |
| Total loans | 1,188,898,000 | 1,228,451,000 | 1,263,918,000 | 1,251,227,000 |
| Allowance for loan losses | 18,563,000 | 18,763,000 | 19,562,000 | 14,470,000 |
| Securities available for sale | 12,891,000 | 11,566,000 | 10,702,000 | 9,537,000 |
| Securities held to maturity | 64,135,000 | 61,719,000 | 61,262,000 | 59,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,047,490,000 | 1,105,033,000 | 1,141,937,000 | 1,120,106,000 |
| Interest-bearing deposits | 845,120,000 | 913,147,000 | 941,814,000 | 943,295,000 |
| Noninterest-bearing deposits | 202,370,000 | 191,886,000 | 200,123,000 | 176,811,000 |
| Equity capital | 182,977,000 | 184,730,000 | 165,483,000 | 171,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,244,000 | 34,408,000 | 53,116,000 | 72,080,000 |
| Interest expense | 5,728,000 | 13,288,000 | 22,504,000 | 32,688,000 |
| Net interest income | 10,516,000 | 21,120,000 | 30,612,000 | 39,392,000 |
| Noninterest income | 816,000 | 1,163,000 | 1,540,000 | 2,047,000 |
| Noninterest expense | 6,735,000 | 13,690,000 | 20,653,000 | 27,605,000 |
| Provision for loan losses | 509,000 | 760,000 | 1,496,000 | -3,484,000 |
| Pretax income | 4,407,000 | 8,221,000 | 10,528,000 | 18,560,000 |
| Income tax | 1,061,000 | 1,975,000 | 2,511,000 | 4,656,000 |
| Net income | 3,346,000 | 6,246,000 | 8,017,000 | 13,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,204,000 | 185,043,000 | 165,867,000 | 171,768,000 |
| Total capital | 199,084,000 | 200,996,000 | 182,145,000 | 186,850,000 |
| Risk-weighted assets | 1,266,213,000 | 1,271,966,000 | 1,297,623,000 | 1,268,370,000 |