Call reports 2022
FIRST COMMERCE BANK — 2022
What FIRST COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,158,783,000 | 1,176,733,000 | 1,249,389,000 | 1,292,126,000 |
| Total loans | 934,192,000 | 1,005,640,000 | 1,082,210,000 | 1,118,081,000 |
| Allowance for loan losses | 17,009,000 | 18,245,000 | 17,652,000 | 17,781,000 |
| Securities available for sale | 17,793,000 | 16,328,000 | 14,371,000 | 13,902,000 |
| Securities held to maturity | 54,288,000 | 70,268,000 | 69,736,000 | 65,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 966,496,000 | 979,284,000 | 1,020,076,000 | 1,036,314,000 |
| Interest-bearing deposits | 737,810,000 | 750,157,000 | 780,172,000 | 824,865,000 |
| Noninterest-bearing deposits | 228,686,000 | 229,127,000 | 239,904,000 | 211,449,000 |
| Equity capital | 175,965,000 | 180,170,000 | 177,245,000 | 180,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,705,000 | 23,738,000 | 37,678,000 | 52,967,000 |
| Interest expense | 713,000 | 1,481,000 | 3,080,000 | 6,599,000 |
| Net interest income | 10,992,000 | 22,257,000 | 34,598,000 | 46,368,000 |
| Noninterest income | 364,000 | 690,000 | 1,095,000 | 1,276,000 |
| Noninterest expense | 6,517,000 | 12,936,000 | 19,207,000 | 26,133,000 |
| Provision for loan losses | -775,000 | 441,000 | -244,000 | -358,000 |
| Pretax income | 5,614,000 | 9,570,000 | 16,730,000 | 21,869,000 |
| Income tax | 1,417,000 | 2,435,000 | 4,147,000 | 5,275,000 |
| Net income | 4,197,000 | 7,135,000 | 12,583,000 | 16,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,842,000 | 180,197,000 | 177,622,000 | 180,687,000 |
| Total capital | 188,415,000 | 193,910,000 | 192,288,000 | 195,833,000 |
| Risk-weighted assets | 1,000,068,000 | 1,090,847,000 | 1,168,507,000 | 1,206,828,000 |