Call reports 2021
FIRST COMMERCE BANK — 2021
What FIRST COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,103,039,000 | 1,095,095,000 | 1,117,982,000 | 1,134,437,000 |
| Total loans | 900,367,000 | 902,781,000 | 878,380,000 | 927,045,000 |
| Allowance for loan losses | 17,867,000 | 17,668,000 | 17,578,000 | 17,733,000 |
| Securities available for sale | 28,956,000 | 27,452,000 | 24,593,000 | 22,617,000 |
| Securities held to maturity | 27,836,000 | 25,190,000 | 22,608,000 | 23,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,977,000 | 918,566,000 | 935,918,000 | 946,855,000 |
| Interest-bearing deposits | 731,449,000 | 726,434,000 | 732,076,000 | 730,095,000 |
| Noninterest-bearing deposits | 198,528,000 | 192,132,000 | 203,842,000 | 216,760,000 |
| Equity capital | 158,733,000 | 164,061,000 | 168,274,000 | 172,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,209,000 | 22,607,000 | 34,599,000 | 46,218,000 |
| Interest expense | 1,091,000 | 2,035,000 | 2,879,000 | 3,642,000 |
| Net interest income | 10,118,000 | 20,572,000 | 31,720,000 | 42,576,000 |
| Noninterest income | 202,000 | 303,000 | 484,000 | 821,000 |
| Noninterest expense | 4,541,000 | 9,860,000 | 15,945,000 | 21,556,000 |
| Provision for loan losses | 0 | -600,000 | -736,000 | -586,000 |
| Pretax income | 5,779,000 | 11,615,000 | 16,995,000 | 22,427,000 |
| Income tax | 1,532,000 | 2,958,000 | 4,363,000 | 5,742,000 |
| Net income | 4,247,000 | 8,657,000 | 12,632,000 | 16,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,665,000 | 163,021,000 | 167,370,000 | 171,619,000 |
| Total capital | 168,436,000 | 174,001,000 | 178,482,000 | 183,541,000 |
| Risk-weighted assets | 853,628,000 | 870,692,000 | 880,885,000 | 946,510,000 |