Call reports 2020
FIRST COMMERCE BANK — 2020
What FIRST COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,011,321,000 | 1,073,625,000 | 1,051,352,000 | 1,041,657,000 |
| Total loans | 794,125,000 | 850,978,000 | 855,474,000 | 858,284,000 |
| Allowance for loan losses | 15,507,000 | 17,124,000 | 17,353,000 | 17,863,000 |
| Securities available for sale | 49,007,000 | 39,081,000 | 32,801,000 | 30,821,000 |
| Securities held to maturity | 47,602,000 | 40,676,000 | 34,664,000 | 30,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 851,655,000 | 910,620,000 | 886,485,000 | 874,206,000 |
| Interest-bearing deposits | 733,195,000 | 731,168,000 | 710,572,000 | 689,969,000 |
| Noninterest-bearing deposits | 118,460,000 | 179,452,000 | 175,913,000 | 184,237,000 |
| Equity capital | 145,802,000 | 147,948,000 | 151,282,000 | 154,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,886,000 | 23,578,000 | 35,330,000 | 46,747,000 |
| Interest expense | 3,353,000 | 6,122,000 | 8,166,000 | 9,453,000 |
| Net interest income | 8,533,000 | 17,456,000 | 27,164,000 | 37,294,000 |
| Noninterest income | 319,000 | 648,000 | 892,000 | 1,037,000 |
| Noninterest expense | 5,481,000 | 10,473,000 | 15,556,000 | 20,679,000 |
| Provision for loan losses | 99,000 | 1,711,000 | 2,130,000 | 3,099,000 |
| Pretax income | 3,272,000 | 5,920,000 | 10,370,000 | 14,553,000 |
| Income tax | 877,000 | 1,601,000 | 2,835,000 | 3,970,000 |
| Net income | 2,395,000 | 4,319,000 | 7,535,000 | 10,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,414,000 | 146,472,000 | 149,888,000 | 153,018,000 |
| Total capital | 154,571,000 | 156,571,000 | 159,792,000 | 163,358,000 |
| Risk-weighted assets | 806,091,000 | 799,638,000 | 783,668,000 | 818,406,000 |