Call reports 2019
FIRST COMMERCE BANK — 2019
What FIRST COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 978,646,000 | 999,963,000 | 1,004,131,000 | 1,007,499,000 |
| Total loans | 766,802,000 | 765,959,000 | 774,194,000 | 793,577,000 |
| Allowance for loan losses | 15,340,000 | 15,245,000 | 15,692,000 | 15,352,000 |
| Securities available for sale | 65,528,000 | 64,543,000 | 63,125,000 | 56,949,000 |
| Securities held to maturity | 42,763,000 | 49,330,000 | 59,507,000 | 62,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 829,967,000 | 847,624,000 | 848,058,000 | 850,803,000 |
| Interest-bearing deposits | 724,503,000 | 746,088,000 | 735,887,000 | 741,052,000 |
| Noninterest-bearing deposits | 105,464,000 | 101,537,000 | 112,171,000 | 109,751,000 |
| Equity capital | 135,361,000 | 138,238,000 | 140,739,000 | 142,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,842,000 | 24,050,000 | 35,981,000 | 48,016,000 |
| Interest expense | 3,469,000 | 7,202,000 | 11,049,000 | 14,751,000 |
| Net interest income | 8,373,000 | 16,848,000 | 24,932,000 | 33,265,000 |
| Noninterest income | 263,000 | 562,000 | 135,000 | 509,000 |
| Noninterest expense | 5,034,000 | 10,352,000 | 15,549,000 | 21,188,000 |
| Provision for loan losses | 0 | 0 | -862,000 | -855,000 |
| Pretax income | 3,602,000 | 7,058,000 | 10,380,000 | 13,441,000 |
| Income tax | 764,000 | 1,886,000 | 2,784,000 | 3,961,000 |
| Net income | 2,838,000 | 5,172,000 | 7,596,000 | 9,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,673,000 | 137,129,000 | 139,661,000 | 141,903,000 |
| Total capital | 144,432,000 | 146,947,000 | 149,479,000 | 151,951,000 |
| Risk-weighted assets | 774,215,000 | 779,013,000 | 778,502,000 | 797,379,000 |