Call reports 2018
FIRST COMMERCE BANK — 2018
What FIRST COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,016,399,000 | 991,997,000 | 945,940,000 | 962,299,000 |
| Total loans | 871,955,000 | 835,278,000 | 797,916,000 | 771,424,000 |
| Allowance for loan losses | 13,578,000 | 13,500,000 | 14,929,000 | 17,935,000 |
| Securities available for sale | 16,969,000 | 19,858,000 | 31,833,000 | 60,963,000 |
| Securities held to maturity | 0 | 6,987,000 | 23,013,000 | 23,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,002,000 | 855,372,000 | 812,648,000 | 827,399,000 |
| Interest-bearing deposits | 741,468,000 | 753,013,000 | 712,317,000 | 725,523,000 |
| Noninterest-bearing deposits | 113,533,000 | 102,359,000 | 100,332,000 | 101,876,000 |
| Equity capital | 122,666,000 | 126,613,000 | 130,224,000 | 131,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,739,000 | 25,445,000 | 38,220,000 | 50,335,000 |
| Interest expense | 2,322,000 | 5,055,000 | 7,858,000 | 11,035,000 |
| Net interest income | 10,417,000 | 20,390,000 | 30,362,000 | 39,300,000 |
| Noninterest income | 446,000 | 708,000 | 938,000 | 477,000 |
| Noninterest expense | 4,426,000 | 8,992,000 | 13,495,000 | 18,450,000 |
| Provision for loan losses | 0 | 1,355,000 | 2,481,000 | 5,297,000 |
| Pretax income | 6,437,000 | 10,751,000 | 15,324,000 | 16,030,000 |
| Income tax | 1,805,000 | 2,329,000 | 3,223,000 | 3,096,000 |
| Net income | 4,632,000 | 8,422,000 | 12,101,000 | 12,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,451,000 | 126,449,000 | 130,337,000 | 131,447,000 |
| Total capital | 132,737,000 | 136,358,000 | 140,066,000 | 140,857,000 |
| Risk-weighted assets | 818,096,000 | 787,827,000 | 772,235,000 | 743,280,000 |