Call reports 2016
FIRST COMMERCE BANK — 2016
What FIRST COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 718,455,000 | 758,444,000 | 826,025,000 | 867,376,000 |
| Total loans | 662,673,000 | 701,336,000 | 754,462,000 | 794,162,000 |
| Allowance for loan losses | 9,693,000 | 10,274,000 | 11,149,000 | 11,864,000 |
| Securities available for sale | 19,914,000 | 19,243,000 | 17,482,000 | 22,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,104,000 | 670,510,000 | 704,741,000 | 746,288,000 |
| Interest-bearing deposits | 541,081,000 | 582,774,000 | 611,206,000 | 647,012,000 |
| Noninterest-bearing deposits | 91,023,000 | 87,736,000 | 93,535,000 | 99,276,000 |
| Equity capital | 60,857,000 | 63,805,000 | 101,430,000 | 103,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,012,000 | 18,502,000 | 28,613,000 | 39,102,000 |
| Interest expense | 1,432,000 | 2,978,000 | 4,668,000 | 6,421,000 |
| Net interest income | 7,580,000 | 15,524,000 | 23,945,000 | 32,681,000 |
| Noninterest income | 507,000 | 824,000 | 1,160,000 | 1,631,000 |
| Noninterest expense | 3,028,000 | 6,282,000 | 9,478,000 | 13,063,000 |
| Provision for loan losses | 638,000 | 1,217,000 | 2,012,000 | 2,910,000 |
| Pretax income | 4,568,000 | 9,029,000 | 13,886,000 | 18,611,000 |
| Income tax | 1,435,000 | 3,182,000 | 4,973,000 | 6,927,000 |
| Net income | 3,133,000 | 5,847,000 | 8,913,000 | 11,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,861,000 | 62,758,000 | 100,589,000 | 103,531,000 |
| Total capital | 67,885,000 | 71,296,000 | 109,751,000 | 113,316,000 |
| Risk-weighted assets | 639,200,000 | 680,111,000 | 729,790,000 | 779,447,000 |