Call reports 2015
FIRST COMMERCE BANK — 2015
What FIRST COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 547,918,000 | 594,120,000 | 635,490,000 | 669,227,000 |
| Total loans | 488,150,000 | 534,886,000 | 575,352,000 | 620,064,000 |
| Allowance for loan losses | 7,123,000 | 7,778,000 | 8,339,000 | 9,135,000 |
| Securities available for sale | 20,213,000 | 21,801,000 | 22,745,000 | 22,599,000 |
| Securities held to maturity | 40,000 | 40,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,284,000 | 526,995,000 | 563,013,000 | 588,476,000 |
| Interest-bearing deposits | 421,230,000 | 455,410,000 | 488,667,000 | 507,533,000 |
| Noninterest-bearing deposits | 59,054,000 | 71,585,000 | 74,345,000 | 80,943,000 |
| Equity capital | 48,160,000 | 49,584,000 | 52,340,000 | 57,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,343,000 | 13,374,000 | 21,074,000 | 29,430,000 |
| Interest expense | 1,050,000 | 2,218,000 | 3,477,000 | 4,838,000 |
| Net interest income | 5,293,000 | 11,156,000 | 17,597,000 | 24,592,000 |
| Noninterest income | 168,000 | 348,000 | 537,000 | 726,000 |
| Noninterest expense | 2,589,000 | 5,474,000 | 8,179,000 | 10,834,000 |
| Provision for loan losses | 428,000 | 1,083,000 | 1,803,000 | 2,572,000 |
| Pretax income | 2,444,000 | 4,947,000 | 8,164,000 | 11,924,000 |
| Income tax | 909,000 | 1,824,000 | 2,914,000 | 4,355,000 |
| Net income | 1,535,000 | 3,123,000 | 5,250,000 | 7,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,694,000 | 49,466,000 | 52,006,000 | 56,572,000 |
| Total capital | 52,477,000 | 55,111,000 | 59,191,000 | 64,153,000 |
| Risk-weighted assets | 473,892,000 | 535,870,000 | 572,871,000 | 603,844,000 |