Call reports 2014
FIRST COMMERCE BANK — 2014
What FIRST COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 357,772,000 | 410,989,000 | 449,507,000 | 510,938,000 |
| Total loans | 310,041,000 | 351,754,000 | 394,936,000 | 459,965,000 |
| Allowance for loan losses | 4,986,000 | 5,628,000 | 6,275,000 | 6,694,000 |
| Securities available for sale | 15,322,000 | 17,152,000 | 18,603,000 | 19,469,000 |
| Securities held to maturity | 1,892,000 | 2,807,000 | 2,807,000 | 2,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,066,000 | 355,472,000 | 393,109,000 | 448,109,000 |
| Interest-bearing deposits | 268,379,000 | 315,197,000 | 346,855,000 | 389,822,000 |
| Noninterest-bearing deposits | 34,687,000 | 40,275,000 | 46,254,000 | 58,286,000 |
| Equity capital | 42,658,000 | 43,560,000 | 44,595,000 | 46,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,159,000 | 9,056,000 | 14,394,000 | 20,591,000 |
| Interest expense | 666,000 | 1,440,000 | 2,331,000 | 3,312,000 |
| Net interest income | 3,493,000 | 7,616,000 | 12,063,000 | 17,279,000 |
| Noninterest income | 243,000 | 344,000 | 512,000 | 683,000 |
| Noninterest expense | 2,043,000 | 4,284,000 | 6,533,000 | 9,548,000 |
| Provision for loan losses | 306,000 | 932,000 | 1,580,000 | 1,996,000 |
| Pretax income | 1,387,000 | 2,748,000 | 4,466,000 | 6,422,000 |
| Income tax | 392,000 | 959,000 | 1,712,000 | 1,966,000 |
| Net income | 995,000 | 1,789,000 | 2,754,000 | 4,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,582,000 | 43,403,000 | 44,399,000 | 46,129,000 |
| Total capital | 46,450,000 | 47,745,000 | 49,281,000 | 51,748,000 |
| Risk-weighted assets | 308,255,000 | 346,086,000 | 389,714,000 | 448,413,000 |