Call reports 2013
FIRST COMMERCE BANK — 2013
What FIRST COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 243,221,000 | 266,526,000 | 308,924,000 | 341,987,000 |
| Total loans | 214,027,000 | 233,727,000 | 268,242,000 | 289,680,000 |
| Allowance for loan losses | 3,513,000 | 3,810,000 | 4,128,000 | 4,658,000 |
| Securities available for sale | 13,363,000 | 12,939,000 | 12,154,000 | 15,127,000 |
| Securities held to maturity | 214,000 | 214,000 | 214,000 | 513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,183,000 | 227,117,000 | 257,753,000 | 287,396,000 |
| Interest-bearing deposits | 183,471,000 | 200,739,000 | 224,338,000 | 255,891,000 |
| Noninterest-bearing deposits | 23,713,000 | 26,377,000 | 33,415,000 | 31,505,000 |
| Equity capital | 28,429,000 | 28,769,000 | 40,316,000 | 41,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,950,000 | 9,565,000 | 13,429,000 |
| Interest expense | 492,000 | 1,019,000 | 1,591,000 | 2,215,000 |
| Net interest income | 2,390,000 | 4,931,000 | 7,974,000 | 11,214,000 |
| Noninterest income | 183,000 | 404,000 | 615,000 | 902,000 |
| Noninterest expense | 1,432,000 | 3,125,000 | 4,943,000 | 7,118,000 |
| Provision for loan losses | 287,000 | 604,000 | 1,150,000 | 1,673,000 |
| Pretax income | 854,000 | 1,606,000 | 2,496,000 | 3,325,000 |
| Income tax | 0 | 0 | 222,000 | -198,000 |
| Net income | 854,000 | 1,606,000 | 2,274,000 | 3,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,846,000 | 28,587,000 | 40,296,000 | 41,568,000 |
| Total capital | 30,534,000 | 31,510,000 | 43,669,000 | 45,260,000 |
| Risk-weighted assets | 214,206,000 | 234,313,000 | 269,117,000 | 294,411,000 |