Call reports 2012
FIRST COMMERCE BANK — 2012
What FIRST COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 171,596,000 | 194,290,000 | 211,719,000 | 226,011,000 |
| Total loans | 135,434,000 | 156,665,000 | 174,050,000 | 194,931,000 |
| Allowance for loan losses | 1,768,000 | 2,100,000 | 2,325,000 | 3,187,000 |
| Securities available for sale | 16,883,000 | 15,800,000 | 15,078,000 | 14,145,000 |
| Securities held to maturity | 7,291,000 | 4,600,000 | 2,099,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,413,000 | 162,491,000 | 179,430,000 | 191,679,000 |
| Interest-bearing deposits | 124,854,000 | 143,046,000 | 159,251,000 | 170,377,000 |
| Noninterest-bearing deposits | 15,559,000 | 19,445,000 | 20,179,000 | 21,302,000 |
| Equity capital | 26,765,000 | 27,297,000 | 27,707,000 | 27,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 4,231,000 | 6,812,000 | 9,555,000 |
| Interest expense | 419,000 | 872,000 | 1,347,000 | 1,855,000 |
| Net interest income | 1,561,000 | 3,359,000 | 5,465,000 | 7,700,000 |
| Noninterest income | 158,000 | 352,000 | 494,000 | 728,000 |
| Noninterest expense | 1,190,000 | 2,550,000 | 3,972,000 | 5,654,000 |
| Provision for loan losses | 269,000 | 600,000 | 1,114,000 | 1,977,000 |
| Pretax income | 260,000 | 601,000 | 913,000 | 828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 601,000 | 913,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,347,000 | 26,700,000 | 27,025,000 | 26,961,000 |
| Total capital | 28,060,000 | 28,631,000 | 29,151,000 | 29,375,000 |
| Risk-weighted assets | 136,841,000 | 154,320,000 | 169,902,000 | 192,365,000 |