Call reports 2011
FIRST COMMERCE BANK — 2011
What FIRST COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,744,000 | 122,540,000 | 144,207,000 | 154,562,000 |
| Total loans | 64,786,000 | 88,375,000 | 100,847,000 | 114,318,000 |
| Allowance for loan losses | 943,000 | 1,215,000 | 1,325,000 | 1,499,000 |
| Securities available for sale | 16,109,000 | 19,724,000 | 14,547,000 | 15,489,000 |
| Securities held to maturity | 0 | 0 | 3,100,000 | 8,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,217,000 | 99,704,000 | 120,638,000 | 131,365,000 |
| Interest-bearing deposits | 72,479,000 | 91,518,000 | 109,867,000 | 120,863,000 |
| Noninterest-bearing deposits | 3,738,000 | 8,187,000 | 10,771,000 | 10,502,000 |
| Equity capital | 21,451,000 | 21,315,000 | 21,577,000 | 21,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 2,209,000 | 3,726,000 | 5,580,000 |
| Interest expense | 233,000 | 550,000 | 957,000 | 1,365,000 |
| Net interest income | 728,000 | 1,659,000 | 2,769,000 | 4,215,000 |
| Noninterest income | 19,000 | 89,000 | 157,000 | 316,000 |
| Noninterest expense | 786,000 | 1,908,000 | 3,014,000 | 4,162,000 |
| Provision for loan losses | 55,000 | 478,000 | 588,000 | 762,000 |
| Pretax income | -94,000 | -577,000 | -340,000 | -56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | -577,000 | -340,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,600,000 | 21,084,000 | 21,281,000 | 21,530,000 |
| Total capital | 22,482,000 | 22,176,000 | 22,508,000 | 22,954,000 |
| Risk-weighted assets | 70,763,000 | 90,250,000 | 101,972,000 | 113,880,000 |