Call reports 2009
FIRST COMMERCE BANK — 2009
What FIRST COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,832,000 | 60,347,000 | 61,141,000 | 60,680,000 |
| Total loans | 42,669,000 | 48,699,000 | 49,353,000 | 50,299,000 |
| Allowance for loan losses | 464,000 | 644,000 | 691,000 | 697,000 |
| Securities available for sale | 4,411,000 | 4,107,000 | 4,823,000 | 4,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,430,000 | 55,155,000 | 56,101,000 | 54,512,000 |
| Interest-bearing deposits | 46,753,000 | 52,851,000 | 53,038,000 | 52,321,000 |
| Noninterest-bearing deposits | 2,677,000 | 2,303,000 | 3,063,000 | 2,191,000 |
| Equity capital | 4,098,000 | 4,949,000 | 4,873,000 | 6,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,394,000 | 2,198,000 | 3,024,000 |
| Interest expense | 433,000 | 844,000 | 1,203,000 | 1,494,000 |
| Net interest income | 238,000 | 550,000 | 995,000 | 1,530,000 |
| Noninterest income | 7,000 | 24,000 | 19,000 | 24,000 |
| Noninterest expense | 513,000 | 1,095,000 | 1,646,000 | 2,229,000 |
| Provision for loan losses | 20,000 | 200,000 | 245,000 | 250,000 |
| Pretax income | -288,000 | -721,000 | -877,000 | -925,000 |
| Income tax | 2,000 | 2,000 | 0 | 2,000 |
| Net income | -290,000 | -723,000 | -877,000 | -927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,008,000 | 4,876,000 | 4,705,000 | 5,866,000 |
| Total capital | 4,486,000 | 5,526,000 | 5,349,000 | 6,521,000 |
| Risk-weighted assets | 44,540,000 | 51,960,000 | 51,420,000 | 52,296,000 |