Call reports 2026
FIRST BANK OF COASTAL GEORGIA — 2026
What FIRST BANK OF COASTAL GEORGIA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 210,156,000 | 215,722,000 |
| Total loans | 66,109,000 | 71,612,000 |
| Allowance for loan losses | 906,000 | 905,000 |
| Securities available for sale | 131,302,000 | 128,170,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 175,348,000 | 189,694,000 |
| Interest-bearing deposits | 139,848,000 | 154,887,000 |
| Noninterest-bearing deposits | 35,500,000 | 34,807,000 |
| Equity capital | 12,772,000 | 12,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,274,000 | 4,674,000 |
| Interest expense | 932,000 | 1,946,000 |
| Net interest income | 1,342,000 | 2,728,000 |
| Noninterest income | 71,000 | 145,000 |
| Noninterest expense | 1,293,000 | 2,669,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 43,000 | 156,000 |
| Income tax | -58,000 | -95,000 |
| Net income | 101,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,915,000 | 20,065,000 |
| Total capital | 20,961,000 | 21,110,000 |
| Risk-weighted assets | 101,206,000 | 107,349,000 |