Call reports 2022
FIRST BANK OF COASTAL GEORGIA — 2022
What FIRST BANK OF COASTAL GEORGIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,328,000 | 161,419,000 | 166,334,000 | 191,283,000 |
| Total loans | 27,764,000 | 31,802,000 | 37,458,000 | 35,791,000 |
| Allowance for loan losses | 878,000 | 878,000 | 878,000 | 878,000 |
| Securities available for sale | 118,867,000 | 112,347,000 | 112,885,000 | 144,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,989,000 | 154,496,000 | 160,862,000 | 180,200,000 |
| Interest-bearing deposits | 117,095,000 | 123,403,000 | 132,571,000 | 151,984,000 |
| Noninterest-bearing deposits | 28,894,000 | 31,093,000 | 28,291,000 | 28,216,000 |
| Equity capital | 13,167,000 | 6,733,000 | 5,215,000 | 7,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,924,000 | 3,093,000 | 4,624,000 |
| Interest expense | 47,000 | 114,000 | 312,000 | 776,000 |
| Net interest income | 902,000 | 1,810,000 | 2,781,000 | 3,848,000 |
| Noninterest income | 65,000 | 138,000 | 218,000 | 288,000 |
| Noninterest expense | 763,000 | 1,612,000 | 2,401,000 | 3,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 336,000 | 586,000 | 845,000 |
| Income tax | -11,000 | -42,000 | -39,000 | -34,000 |
| Net income | 215,000 | 378,000 | 625,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,080,000 | 18,242,000 | 18,490,000 | 18,743,000 |
| Total capital | 18,864,000 | 19,120,000 | 19,368,000 | 19,621,000 |
| Risk-weighted assets | 62,662,000 | 72,039,000 | 78,185,000 | 82,505,000 |
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