Call reports 2021
FIRST BANK OF COASTAL GEORGIA — 2021
What FIRST BANK OF COASTAL GEORGIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,973,000 | 150,544,000 | 150,571,000 | 169,848,000 |
| Total loans | 36,052,000 | 32,548,000 | 31,457,000 | 29,987,000 |
| Allowance for loan losses | 878,000 | 878,000 | 878,000 | 878,000 |
| Securities available for sale | 97,895,000 | 104,462,000 | 109,886,000 | 126,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,677,000 | 130,689,000 | 130,882,000 | 150,638,000 |
| Interest-bearing deposits | 101,396,000 | 105,088,000 | 104,260,000 | 122,593,000 |
| Noninterest-bearing deposits | 25,281,000 | 25,601,000 | 26,622,000 | 28,045,000 |
| Equity capital | 19,120,000 | 19,656,000 | 19,418,000 | 19,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,875,000 | 2,789,000 | 3,740,000 |
| Interest expense | 69,000 | 124,000 | 173,000 | 223,000 |
| Net interest income | 861,000 | 1,751,000 | 2,616,000 | 3,517,000 |
| Noninterest income | 70,000 | 141,000 | 214,000 | 441,000 |
| Noninterest expense | 732,000 | 1,511,000 | 2,263,000 | 3,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 502,000 | 738,000 | 1,030,000 |
| Income tax | 12,000 | 17,000 | 21,000 | 31,000 |
| Net income | 246,000 | 485,000 | 717,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,041,000 | 18,280,000 | 18,082,000 | 18,363,000 |
| Total capital | 18,759,000 | 18,991,000 | 18,808,000 | 19,122,000 |
| Risk-weighted assets | 57,315,000 | 56,723,000 | 58,007,000 | 60,609,000 |
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