Call reports 2019
FIRST BANK OF COASTAL GEORGIA — 2019
What FIRST BANK OF COASTAL GEORGIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,116,000 | 120,200,000 | 113,236,000 | 129,070,000 |
| Total loans | 38,111,000 | 39,004,000 | 37,966,000 | 36,826,000 |
| Allowance for loan losses | 979,000 | 979,000 | 978,000 | 878,000 |
| Securities available for sale | 67,435,000 | 67,751,000 | 70,329,000 | 84,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,980,000 | 102,853,000 | 95,411,000 | 111,385,000 |
| Interest-bearing deposits | 81,310,000 | 82,567,000 | 74,909,000 | 91,786,000 |
| Noninterest-bearing deposits | 19,670,000 | 20,286,000 | 20,502,000 | 19,599,000 |
| Equity capital | 15,936,000 | 17,082,000 | 17,531,000 | 17,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,047,000 | 3,048,000 | 4,117,000 |
| Interest expense | 219,000 | 440,000 | 668,000 | 870,000 |
| Net interest income | 792,000 | 1,607,000 | 2,380,000 | 3,247,000 |
| Noninterest income | 70,000 | 144,000 | 201,000 | 274,000 |
| Noninterest expense | 711,000 | 1,435,000 | 2,212,000 | 3,031,000 |
| Provision for loan losses | 0 | 0 | 0 | -350,000 |
| Pretax income | 160,000 | 355,000 | 452,000 | 942,000 |
| Income tax | 9,000 | 25,000 | 13,000 | 97,000 |
| Net income | 151,000 | 330,000 | 439,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,012,000 | 17,191,000 | 17,301,000 | 17,357,000 |
| Total capital | 17,633,000 | 17,814,000 | 17,930,000 | 18,029,000 |
| Risk-weighted assets | 49,324,000 | 49,515,000 | 50,032,000 | 53,612,000 |