Call reports 2018
FIRST BANK OF COASTAL GEORGIA — 2018
What FIRST BANK OF COASTAL GEORGIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,431,000 | 126,434,000 | 111,971,000 | 122,783,000 |
| Total loans | 34,695,000 | 37,557,000 | 39,522,000 | 38,142,000 |
| Allowance for loan losses | 980,000 | 980,000 | 978,000 | 979,000 |
| Securities available for sale | 71,861,000 | 68,784,000 | 66,680,000 | 77,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,794,000 | 102,601,000 | 88,504,000 | 107,491,000 |
| Interest-bearing deposits | 79,106,000 | 82,899,000 | 69,772,000 | 87,321,000 |
| Noninterest-bearing deposits | 18,688,000 | 19,702,000 | 18,732,000 | 20,170,000 |
| Equity capital | 14,458,000 | 14,586,000 | 14,251,000 | 15,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,886,000 | 2,852,000 | 3,931,000 |
| Interest expense | 47,000 | 165,000 | 330,000 | 499,000 |
| Net interest income | 875,000 | 1,721,000 | 2,522,000 | 3,432,000 |
| Noninterest income | 72,000 | 158,000 | 160,000 | 326,000 |
| Noninterest expense | 725,000 | 1,411,000 | 2,224,000 | 3,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 469,000 | 459,000 | 754,000 |
| Income tax | 21,000 | 49,000 | 26,000 | 55,000 |
| Net income | 201,000 | 420,000 | 433,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,363,000 | 16,583,000 | 16,596,000 | 16,861,000 |
| Total capital | 16,958,000 | 17,217,000 | 17,244,000 | 17,508,000 |
| Risk-weighted assets | 47,274,000 | 50,355,000 | 51,537,000 | 51,454,000 |