Call reports 2007
FIRST BANK OF COASTAL GEORGIA — 2007
What FIRST BANK OF COASTAL GEORGIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,543,000 | 93,993,000 | 96,448,000 | 108,168,000 |
| Total loans | 45,045,000 | 42,784,000 | 39,965,000 | 40,325,000 |
| Allowance for loan losses | 1,882,000 | 1,847,000 | 1,851,000 | 1,847,000 |
| Securities available for sale | 40,573,000 | 42,267,000 | 43,040,000 | 52,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,550,000 | 76,209,000 | 77,810,000 | 89,240,000 |
| Interest-bearing deposits | 71,911,000 | 62,990,000 | 64,930,000 | 76,655,000 |
| Noninterest-bearing deposits | 14,639,000 | 13,219,000 | 12,880,000 | 12,585,000 |
| Equity capital | 9,350,000 | 9,253,000 | 10,087,000 | 10,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,449,000 | 5,102,000 | 6,770,000 |
| Interest expense | 668,000 | 1,302,000 | 1,933,000 | 2,599,000 |
| Net interest income | 1,083,000 | 2,147,000 | 3,169,000 | 4,171,000 |
| Noninterest income | 235,000 | 372,000 | 517,000 | 670,000 |
| Noninterest expense | 695,000 | 1,330,000 | 1,975,000 | 2,847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,189,000 | 1,594,000 | 1,877,000 |
| Income tax | 178,000 | 370,000 | 496,000 | 589,000 |
| Net income | 445,000 | 819,000 | 1,098,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,427,000 | 9,802,000 | 10,081,000 | 10,270,000 |
| Total capital | 10,129,000 | 10,454,000 | 10,700,000 | 10,916,000 |
| Risk-weighted assets | 54,968,000 | 50,969,000 | 48,250,000 | 50,443,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK OF COASTAL GEORGIA — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.