Call reports 2009
AMERICAN MARINE BANK — 2009
What AMERICAN MARINE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 378,579,000 | 382,141,000 | 361,356,000 | 329,246,000 |
| Total loans | 281,382,000 | 278,202,000 | 257,915,000 | 240,282,000 |
| Allowance for loan losses | 9,413,000 | 9,355,000 | 12,280,000 | 11,438,000 |
| Securities available for sale | 56,983,000 | 59,325,000 | 22,998,000 | 34,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,254,000 | 317,264,000 | 308,452,000 | 287,443,000 |
| Interest-bearing deposits | 303,986,000 | 306,818,000 | 298,402,000 | 277,018,000 |
| Noninterest-bearing deposits | 11,268,000 | 10,446,000 | 10,050,000 | 10,425,000 |
| Equity capital | 13,299,000 | 13,298,000 | 2,546,000 | 2,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,970,000 | 9,585,000 | 14,138,000 | 18,382,000 |
| Interest expense | 1,817,000 | 3,497,000 | 5,000,000 | 6,207,000 |
| Net interest income | 3,153,000 | 6,088,000 | 9,138,000 | 12,175,000 |
| Noninterest income | -652,000 | 247,000 | 1,175,000 | 1,209,000 |
| Noninterest expense | 3,657,000 | 7,627,000 | 11,760,000 | 15,708,000 |
| Provision for loan losses | 18,980,000 | 18,980,000 | 30,809,000 | 30,809,000 |
| Pretax income | -19,909,000 | -20,045,000 | -30,964,000 | -31,798,000 |
| Income tax | -33,000 | -67,000 | -101,000 | -1,300,000 |
| Net income | -19,876,000 | -19,978,000 | -30,863,000 | -30,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,272,000 | 13,170,000 | 1,603,000 | 2,671,000 |
| Total capital | 16,941,000 | 16,798,000 | 3,206,000 | 5,342,000 |
| Risk-weighted assets | 287,317,000 | 284,145,000 | 250,608,000 | 244,336,000 |