Call reports 2007
AMERICAN MARINE BANK — 2007
What AMERICAN MARINE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 380,522,000 | 394,661,000 | 387,163,000 | 416,624,000 |
| Total loans | 290,448,000 | 296,923,000 | 292,495,000 | 320,636,000 |
| Allowance for loan losses | 3,519,000 | 3,596,000 | 3,727,000 | 4,106,000 |
| Securities available for sale | 49,400,000 | 51,881,000 | 57,708,000 | 62,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,490,000 | 321,877,000 | 323,831,000 | 324,105,000 |
| Interest-bearing deposits | 294,710,000 | 305,185,000 | 310,954,000 | 310,613,000 |
| Noninterest-bearing deposits | 11,780,000 | 16,692,000 | 12,877,000 | 13,492,000 |
| Equity capital | 33,576,000 | 32,974,000 | 33,424,000 | 33,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,437,000 | 12,985,000 | 19,598,000 | 26,392,000 |
| Interest expense | 2,374,000 | 4,834,000 | 7,435,000 | 10,235,000 |
| Net interest income | 4,063,000 | 8,151,000 | 12,163,000 | 16,157,000 |
| Noninterest income | 867,000 | 1,781,000 | 2,667,000 | 3,673,000 |
| Noninterest expense | 3,982,000 | 7,827,000 | 11,649,000 | 15,213,000 |
| Provision for loan losses | 160,000 | 240,000 | 400,000 | 774,000 |
| Pretax income | 788,000 | 1,865,000 | 2,781,000 | 3,843,000 |
| Income tax | 179,000 | 407,000 | 575,000 | 776,000 |
| Net income | 609,000 | 1,458,000 | 2,206,000 | 3,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,602,000 | 33,336,000 | 33,473,000 | 33,627,000 |
| Total capital | 37,425,000 | 37,236,000 | 37,332,000 | 37,808,000 |
| Risk-weighted assets | 312,938,000 | 317,973,000 | 308,548,000 | 334,311,000 |