Call reports 2006
AMERICAN MARINE BANK — 2006
What AMERICAN MARINE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 349,616,000 | 366,590,000 | 379,411,000 | 387,122,000 |
| Total loans | 257,906,000 | 279,960,000 | 288,290,000 | 292,794,000 |
| Allowance for loan losses | 3,806,000 | 4,014,000 | 4,200,000 | 3,414,000 |
| Securities available for sale | 52,148,000 | 51,244,000 | 52,602,000 | 50,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,213,000 | 279,281,000 | 299,047,000 | 305,801,000 |
| Interest-bearing deposits | 250,083,000 | 260,693,000 | 282,210,000 | 291,196,000 |
| Noninterest-bearing deposits | 18,130,000 | 18,588,000 | 16,837,000 | 14,605,000 |
| Equity capital | 32,978,000 | 32,334,000 | 33,255,000 | 33,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,434,000 | 11,320,000 | 17,621,000 | 24,130,000 |
| Interest expense | 1,657,000 | 3,516,000 | 5,615,000 | 8,027,000 |
| Net interest income | 3,777,000 | 7,804,000 | 12,006,000 | 16,103,000 |
| Noninterest income | 802,000 | 1,683,000 | 2,623,000 | 3,762,000 |
| Noninterest expense | 3,784,000 | 7,520,000 | 11,281,000 | 15,009,000 |
| Provision for loan losses | 151,000 | 372,000 | 634,000 | 874,000 |
| Pretax income | 644,000 | 1,595,000 | 2,714,000 | 3,982,000 |
| Income tax | 116,000 | 314,000 | 572,000 | 832,000 |
| Net income | 528,000 | 1,281,000 | 2,142,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,260,000 | 32,763,000 | 33,335,000 | 33,805,000 |
| Total capital | 36,904,000 | 36,511,000 | 37,176,000 | 37,523,000 |
| Risk-weighted assets | 291,057,000 | 299,286,000 | 306,590,000 | 314,082,000 |