Call reports 2004
AMERICAN MARINE BANK — 2004
What AMERICAN MARINE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 313,299,000 | 320,167,000 | 335,616,000 | 333,249,000 |
| Total loans | 237,181,000 | 243,228,000 | 254,734,000 | 251,540,000 |
| Allowance for loan losses | 3,324,000 | 3,437,000 | 3,716,000 | 3,670,000 |
| Securities available for sale | 48,601,000 | 46,491,000 | 49,698,000 | 43,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,317,000 | 250,675,000 | 262,994,000 | 262,803,000 |
| Interest-bearing deposits | 214,680,000 | 220,502,000 | 231,528,000 | 232,360,000 |
| Noninterest-bearing deposits | 35,637,000 | 30,173,000 | 31,466,000 | 30,443,000 |
| Equity capital | 31,712,000 | 30,896,000 | 32,564,000 | 32,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 9,078,000 | 13,863,000 | 18,839,000 |
| Interest expense | 1,160,000 | 2,347,000 | 3,635,000 | 5,009,000 |
| Net interest income | 3,271,000 | 6,731,000 | 10,228,000 | 13,830,000 |
| Noninterest income | 894,000 | 1,784,000 | 2,647,000 | 3,693,000 |
| Noninterest expense | 3,081,000 | 6,375,000 | 9,538,000 | 12,853,000 |
| Provision for loan losses | 240,000 | 480,000 | 800,000 | 920,000 |
| Pretax income | 844,000 | 1,660,000 | 2,537,000 | 4,132,000 |
| Income tax | 201,000 | 398,000 | 531,000 | 910,000 |
| Net income | 643,000 | 1,262,000 | 2,006,000 | 3,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,777,000 | 31,151,000 | 31,670,000 | 32,287,000 |
| Total capital | 33,750,000 | 34,305,000 | 34,979,000 | 35,548,000 |
| Risk-weighted assets | 237,460,000 | 252,059,000 | 264,336,000 | 260,488,000 |