Call reports 2003
AMERICAN MARINE BANK — 2003
What AMERICAN MARINE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 287,276,000 | 285,672,000 | 301,322,000 | 306,803,000 |
| Total loans | 201,565,000 | 200,478,000 | 223,389,000 | 231,898,000 |
| Allowance for loan losses | 2,863,000 | 2,952,000 | 2,985,000 | 3,140,000 |
| Securities available for sale | 55,196,000 | 53,361,000 | 49,942,000 | 45,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,548,000 | 231,118,000 | 238,305,000 | 245,582,000 |
| Interest-bearing deposits | 180,722,000 | 183,229,000 | 187,641,000 | 191,215,000 |
| Noninterest-bearing deposits | 50,826,000 | 47,889,000 | 50,664,000 | 54,367,000 |
| Equity capital | 23,139,000 | 23,818,000 | 24,067,000 | 24,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,358,000 | 8,615,000 | 12,841,000 | 17,154,000 |
| Interest expense | 1,253,000 | 2,498,000 | 3,708,000 | 4,910,000 |
| Net interest income | 3,105,000 | 6,117,000 | 9,133,000 | 12,244,000 |
| Noninterest income | 665,000 | 1,572,000 | 2,320,000 | 3,126,000 |
| Noninterest expense | 2,673,000 | 5,295,000 | 7,970,000 | 10,700,000 |
| Provision for loan losses | 165,000 | 340,000 | 516,000 | 681,000 |
| Pretax income | 934,000 | 2,056,000 | 3,023,000 | 4,088,000 |
| Income tax | 180,000 | 427,000 | 694,000 | 906,000 |
| Net income | 754,000 | 1,629,000 | 2,329,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,153,000 | 22,617,000 | 23,116,000 | 23,579,000 |
| Total capital | 24,790,000 | 25,103,000 | 25,923,000 | 26,458,000 |
| Risk-weighted assets | 210,770,000 | 198,450,000 | 224,390,000 | 230,093,000 |