Call reports 2002
AMERICAN MARINE BANK — 2002
What AMERICAN MARINE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 258,960,000 | 259,874,000 | 270,275,000 | 277,588,000 |
| Total loans | 183,159,000 | 183,823,000 | 187,093,000 | 190,686,000 |
| Allowance for loan losses | 2,793,000 | 2,902,000 | 2,812,000 | 2,806,000 |
| Securities available for sale | 45,631,000 | 51,424,000 | 55,151,000 | 55,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,036,000 | 198,471,000 | 210,985,000 | 223,297,000 |
| Interest-bearing deposits | 154,691,000 | 158,287,000 | 169,138,000 | 174,237,000 |
| Noninterest-bearing deposits | 42,345,000 | 40,184,000 | 41,847,000 | 49,060,000 |
| Equity capital | 22,237,000 | 23,044,000 | 22,177,000 | 22,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,422,000 | 8,633,000 | 12,896,000 | 17,355,000 |
| Interest expense | 1,416,000 | 2,829,000 | 4,257,000 | 5,602,000 |
| Net interest income | 3,006,000 | 5,804,000 | 8,639,000 | 11,753,000 |
| Noninterest income | 535,000 | 979,000 | 1,517,000 | 2,216,000 |
| Noninterest expense | 2,444,000 | 4,985,000 | 7,430,000 | 10,091,000 |
| Provision for loan losses | 118,000 | 268,000 | 302,000 | 374,000 |
| Pretax income | 979,000 | 1,547,000 | 2,581,000 | 3,661,000 |
| Income tax | 272,000 | 428,000 | 680,000 | 944,000 |
| Net income | 707,000 | 1,119,000 | 1,901,000 | 2,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,166,000 | 22,232,000 | 20,991,000 | 21,603,000 |
| Total capital | 24,621,000 | 24,698,000 | 23,458,000 | 24,177,000 |
| Risk-weighted assets | 196,052,000 | 196,848,000 | 197,054,000 | 205,654,000 |